You should be aware of the many rules which must be followed to keep your insurance coverage in force. One firm rule is that the insurance company must always be notified when the number of drivers in a fake zenith defy classic open for fake breguet marine ii big date watch sale household changes. A family was recently denied coverage in a case reported in the Illinois courts for the alleged failure to follow this rule. As is true of most car insurance applications, Mrs. D filled out an application inquiring of the identity of all family drivers under the age of 25. She told the insurance company that the only operators were husband and herself. When Mrs. D was issued the policy, the conditions stated that the policy could be rescinded if the insured misrepresented any information that could materially affect the risk assumed by the insurance company. rolex masterpiece on sale On her application for insurance, Mrs. D allegedly failed to inform the insurance company that her minor son, would be receiving his drivers' permit soon. The child in the home procured a permit for driving a little while after the bvlgari replica watch insurance company received the application. Mrs. D also allegedly failed to inform the insurance company that her son was an operator in her household on subsequent applications to amend replica rolex datejust royal black the policy for coverage of different vehicles. He got into two car accidents after the policy was issued, one of which resulted in an injury to one of his passengers. Mrs. D was informed there was no coverage for the incident replica bell ross chronograph for sale when she reported it to the insurance carrier. A lawsuit was filed after the accident. One part of the suit involved deciding whether it was proper for the insurance company to rescind the policy. The court concluded that the rescission of the policy was warranted because Mrs. D made a "material misrepresentation" to the insurance company when she failed to name her son as a minor household driver. A finding of the court was that the company had notified the insured that failure to notify the company of all household drivers could result in insurance coverage rescission and omega watches for sale that the individual was offered many chances to notify the company. If you have a new driver in your home, be proactive and inform your insurance company. This case also points out the larger rule that the insured is required to provide full and truthful information in an insurance application or request for renewal of an insurance policy. Termination of your coverage could be the sanction for failing to meet these requirements. If you are unsure of your rights and duties under your auto coverage, contact replica elgin grade 162 watch your replica gerald genta retro solo for sale lawyer. Ralph E. Elliott a lange sohne richard lange for sale practices law at Law Offices of Ralph E. Elliott, A Professional Corporation which is comprised of Attorneys Freeport Illinois who have over 34 years of experience including an Personal Injury and Business practice. The firm is situated at 1005 W. Loras Drive, Freeport, IL 61032 which serves business, individuals and the agriculture community in Northwest Illinois. This article is intended to present general information for educational purposes, is not legal advice and should not be relied upon in connection with any particular matter. The reader is advised to immediately retain their own separate legal counsel with respect to any specific legal issue. Rights to bring a claim will expire through the passage of time by the applicable statute of limitations.
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